Last updated on December 20th, 2017 at 11:28 pm
One of the most common incentives are credit cards with airline rewards. If you’ve ever been a plane passenger, you’ve probably heard the credit card announcement. They promote the rewards and frequent flyers points you can earn. Next they make the deal even sweeter by offering a free flight for signing up now. It’s an easy way to get some flight rewards. If you’re a serious flyer, take time to review other credit cards with airline rewards.When looking for credit cards with airline rewards, you’ll find two types.
The co-branded cards are the ones we discuss below. They’re airline specific and carry their name with the credit card company’s. If you have a go-to airline, you might get the most rewards from their card. Travel reward cards are more flexible to use. You can redeem rewards at a variety of airlines. You may also be get perks for hotels. (Scroll down to continue reading).
Co-branded Airline Rewards Cards People Love
- Virgin America Visa Signature Card
- Allegiant World MasterCard
- Citi / AAdvantage Platinum Select World Elite MasterCard
- Avianca Vuela Visa Card
- LANPASS Visa Signature Card
- Alaska Airlines Visa Signature
- British Airways Visa Signature Card
- Frontier Airlines World MasterCard
- United MileagePlus Explorer
- Hawaiian Airlines World Elite MasterCard
- Gold Delta SkyMiles Credit Card
- SKYPASS Visa Signature Card
- Chase Southwest Rapid Rewards Premier Card
- Spirit Airlines World MasterCard
- Asiana Visa Signature
- Sun Country Airlines Visa Signature Card
- AeroMexico Visa Signature Card
Annual Fees for Credit Cards with Airline Rewards
One thing you need to be aware of is the annual fee. Most of the time, the fee is higher because of the flight perks. Don’t just sign up during your flight for a one-time benefit. Think about how much you’ll really use the incentives throughout the year. If you take full advantage of the frequent flyer miles and upgrades, no worries. The benefits will far outweigh that yearly cost.
Type of Airline Rewards Cardholders Can Earn
- Free domestic flights
- Free international flights
- Discounts on flights
- Free checked bags
- Priority boarding
- Seat upgrades
- Designated lounges with free snacks, drinks, and internet
- Frequent flyer miles
- Statement credits toward booked travel
- Early boarding
- Free hotel stays
- Travelers insurance
- Auto rental insurance
- Emergency assistance
- Discounted airline purchases
Top Credit Cards with Airline Rewards
To make your search easier, we’ve narrowed down five of the best cards with the greatest benefits. All the fees range between $90-$99. Base your decision on what makes sense for your finances and travel needs. Also the better your credit, the more options you’ll have.
Chase Sapphire Preferred Card
A traveling mom and and blogger suggests getting a Chase Sapphire Preferred. It has a reputation as one of the best credit cards for airline rewards. The company also allows cardholders to convert their points to airline miles.
Virgin Atlantic World Elite Black Mastercard
If you’re a Virgin Atlantic frequent flyer, you’ll enjoy this Bank of America Card. The card comes with travel insurance, concierge, and travel assistance. Cardholders can earn events, entertainment, and travel discounts especially for them. You also get roadside assistance for off flight travel. Outside of rewards, Bank of America takes care of their cardholders with benefits like identity theft protection and balance transfers.
Bank of America Travel Rewards Credit Card
This card starts you off with a bonus for signing up. They keep the rewards going with several different ways to earn points. If you spend $1,000 in the first quarter, you’ll get 20,000 points. Bank of America customers with a checking or savings account get a 10% point increase. Preferred Rewards cardholder do even better with a 25%-75% increase in points. This card doesn’t restrict where you use the travel rewards. You also have very few restriction on the type of travel you choose (cruises, flights, hotels, rentals).
One advantage that will help you outside of travel is the 0% introductory APR. With no interest, you can stay on track with not carrying a balance. Not just anyone can carry this card in their wallet. You must have very good credit to earn one of these credit cards with airline rewards.
Chase Southwest Rapid Rewards Premier Card
For those who just love Southwest, this may be the card for you. Chase is the big name behind this card. They keep it simple, but give a lot of great airline rewards. There’s one way to earn points with very little effort. All you need to do is maintain the card. After your anniversary, you’ll get 6,000 points. Once you earn the points, you don’t have to rush to redeem them. This card doesn’t issue an expiration date for points.
Barclaycard Arrival Plus World Elite MasterCard
This card is for big travel spenders with excellent credit. If you spend $3,000 within the first three months, you’ll earn enough points for a $400 statement credit. The credit can go toward approved travel purchases. Each time you make purchases, you’ll get double the miles. When you redeem the miles, Barclaycard will give you 5% back. This is another card where you don’t have to worry about expired miles. It may also help you to know you have an annual fee waiver for the first year as a cardholder. For the first year, you’ll also get 0% APR on balance transfers. This applies as long as you transfer the balance within 45 days.
A Few Tips to Get the Most Airline Rewards
Use your credit card for all your purchases. There’s no limit on what you can purchase with your credit card. If you plan to use the travel benefits, use this card the most.
Pay off your balance every month. The interest rates aren’t the best on these cards. It defeats the purpose of earning if you pay it back in interest and fees.
Stay in the loop on rewards programs. Every card has some differences. Make sure you read the fine print. Keep up with ways to earn and stipulations. Some companies have period promotion that help you earn. Subscribe to receive emails about their reward programs.
Ask about flyer miles when traveling international. Some domestic airlines have international affiliates. That could earn you a good bit of miles for your travels. Before booking your flight, research to see if the company has alliances with any other airlines.
Apply for Credit Cards with Airline Rewards
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